This Legal Notice governs the use of this WebSite. PLEASE READ IT CAREFULLY BEFORE ACCESSING THE SITE. If you do not agree to the terms and conditions of this Legal Notice, then DO NOT ACCESS THE WEBSITE. By accessing any of the pages of our WebSite YOU AGREE TO BE BOUND BY THIS LEGAL NOTICE.

The sole purpose of our WEBSITE is to convey information about our Bank’s products and services and to allow communication between the Bank and its prospective and current customers.   The Information appearing here should be considered as advertising. Nothing contained in any page on this site is to take the place of the bank’s forms, agreements, or disclosure documents that govern its products and services -- and should there be any conflicts then the bank’s official agreements and  disclosures will prevail over the language found on this WEBSITE.  

The Bank has no control over other website -- even though we may have a link on these pages for other sites -- we are not responsible for their content. Users assume all responsibility when they go to other sites via our links. The information and materials contained in this website are owned by the Bank or by others, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law.

The Bank makes no warranties of any kind regarding the products and services advertised on this site.   The Bank will use reasonable efforts to ensure that all information displayed is accurate; however, the Bank expressly disclaims any representation and warranty, express and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus. The Bank is not responsible for any loss, damage, expense, or penalty (either in tort, contract, or otherwise), including direct, indirect, consequential and incidental damages, that result from the access of or use of this site. This limitation applies even if the Bank has been informed of the possibility of such loss or damage.

This agreement may be changed from time to time by posting the new Legal Notice on the website. All users agree to be subject to this agreement as it changes from time to time.

Users agree that this agreement and the use of this website are governed by the laws of the state of Tennessee.

Thank you and we hope you enjoy your visit and will return often. 
Best wishes from Jim Clayton -- and all the great people at our banks.

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